Acta Universitatis Bohemiae Meridionalis, 2022 (vol. 25), issue 2
Exploring Dimensions of Financial Inclusion from Stakeholders' Perspectives: Evidence from Rural Areas of Jammu District
Manjeet Singh, Surinder Singh, Ranjeet Kumar Raman, Rahul Thakur, Inder Puneet Johar, Parambir Singh
Acta Univ. Bohem. Merid. 2022, 25(2):1-15 | DOI: 10.32725/acta.2022.0041217 
Reserve Bank of India devised initiatives to provide affordable and easy financial services to not only the privileged ones but also to the ignored and neglected sections of our society. Regardless of their personal net worth or the size of their organization, all individuals and organizations should be able to access and afford financial products and services according to the determinants of financial inclusion. Financial penetration is a relative small term which is used to represent the share of one credit agency relative to that of others in the credit market. In other words we can say that financial penetration is expressed in terms of loans availed...
A Mixed Method Approach to Understand “Engage to Be Engaged” Engaging Peers with Story Telling Nurtures an Engaged Employee
S. Usha, Alex Eleesha
Acta Univ. Bohem. Merid. 2022, 25(2):16-26 | DOI: 10.32725/acta.2022.005858
Business success stories are a new and upcoming strategy in the corporate world andovertime have been found to be highly beneficial to both companies and employees alike. The research study aims to analyze the extent to which successful business stories have a positive and progressive influence on employee motivation and engagement. The objective to understand the positive effect of sharing business stories on the story sharer. The methodology adopted is thematic content analysis and factor analysis. The major findings are that although story telling has been used as a knowledge sharing tool it has a remarkable effect on the sharer. As much as the...
A Perspective on Online Education and the Role of Technology in the Higher Education Segment
Chhaya Wadhwa, Anoop Pandey, Ravindra R Kaikini, Varun Elvis Massey
Acta Univ. Bohem. Merid. 2022, 25(2):27-42 | DOI: 10.32725/acta.2022.0062066
In this article, the authors have discussed how the COVID-19 pandemic created challenges for the higher education segment in India. In actuality, the challenges are for both school education and higher education, but this study focuses on higher education. The study discusses the role of technology in COVID-19 and how technology helped maintain the tempo and pace of educational institutes. The authors have also compared both online and offline education, and the student’s perception about the effectiveness of online education. Although the offline mode of education is still more effective, the online education mode helped the education sector...
Academic Governance: Insights and the Way Forward
Jayasri Indiran
Acta Univ. Bohem. Merid. 2022, 25(2):43-51 | DOI: 10.32725/acta.2022.007818
Academic Governance is a concept of managerial, social, and legal significance. This paper tries to understand the reasons behind the selected malpractices in either the managerial/academic areas or functions of educational institutions. It would help to understand the regulatory mechanisms in academia and their roles in the process and execution of the teaching and learning process. It would help the educationists and activists to come up with areas needing revision and reformation in the academic world. It tries to find the causes/factors leading to certain types of governance issues in academia based on three theories such as governance without...
Finding the linkage between Entrepreneurial Competencies and Entrepreneurial Intention of Students’: An Attestation from Kashmir, North India
Priyanka Chadha, Nisha Devi, Gitanjali Upadhaya
Acta Univ. Bohem. Merid. 2022, 25(2):52-66 | DOI: 10.32725/acta.2022.008928
The focus of every developing nation is to make their people self-reliant by adopting entrepreneurship. In developed economies, much research has already been done to study the interplay between entrepreneurial competencies and entrepreneurial intention of students. According to a report published in 2021 by the Ministry of External Affairs, Government of India, the total population of India is 1.3 billion which is second-most in the world. But the positive sign is that the average age of the Indian population is 29 years which shows that India has the youngest population globally. This population will create a “demographic dividend” in...
Perception of Consumers Towards Online Buying During COVID-19 Pandemic Era
Ruma Pal, Pulkit Trivedi
Acta Univ. Bohem. Merid. 2022, 25(2):67-79 | DOI: 10.32725/acta.2022.0091248
Because of COVID-19, 2020 will be recognised as a year that had a profound effect on all aspects of human life. The economy will never be the same as it was prior to the implementation of COVID - 19. From the 23rd of March, our country was placed under complete lockdown. Nearly all services and production facilities were shut down on March 23rd, the first day of the lockdown. There has been surge in online shopping complications, which may be dangerous. Customers will be encouraged to shop online, taking advantage of the conveniences that come with it. Consumers are shifting their purchasing habits from traditional to online shopping, as well as where...
Disruptive Technologies transforming lives with reference to COVID 19 Online Education: A Review Paper
Sanjay Manocha, Purvi Pujari, A. Katheeja Naseeha
Acta Univ. Bohem. Merid. 2022, 25(2):80-90 | DOI: 10.32725/acta.2022.0101607
The wave of innovation and logical progression continues unabated and on multiple fronts. Almost every breakthrough is lauded as a step forward, and the list of "next great things" continues to increase. Nonetheless, a few innovations have the potential to completely transform the situation, altering how people live and work, reshaping value pools, and creating entirely new products and services. The present Coronavirus pandemic is unexpectedly and drastically changing how individuals work, live, and communicate on an overall scale. The educational system is undergoing rapid transformations. The instructive framework is going through quick changes....
Healthy Food through Health Care Segment in the Emerging Market of India: A Two Decade Review of the Attitude of Organic Food Consumers
Imrana Khan, Rajni Tuteja
Acta Univ. Bohem. Merid. 2022, 25(2):91-98 | DOI: 10.32725/acta.2022.0111565
The primary goal of this research is to comprehend the factors that have caused Indian consumers’ attitudes regarding organic food to change and the characteristics of consumers in shaping those attitudes. The study aims to identify different consumer segments based on consumers’ characteristics to help producers and marketers develop suitable marketing strategies to promote organic foods. The study is gleaned from secondary data that was gathered from many research papers that examined various facets of consumer behaviour in relation to organic foods. The analysis revealed Health care to be most important driving motivator affecting the...
Sustainability and Bank Capital, A Study of Indian Private Banks
Kamal Kishore
Acta Univ. Bohem. Merid. 2022, 25(2):99-111 | DOI: 10.32725/acta.2022.0121446
Banks’ lending business being risk based must be supported by adequate quantum of capital to ensure sustainability, soundness and resilience of the bank. The Basel Committee on Banking Supervision announced in 1988, a set of capital norms for banks to observe in order to reinforce their financial stability and soundness when struck by potential losses from deterioration of asset quality. This was known as Basel I. For the purpose of capital adequacy, capital has been sub divided into Common Equity Tier 1, Additional Tier1 and Tier 2 capital. Capital Adequacy, on this basis, has also been classified based on component of capital. The study reveals...
Evaluating Relationship between CRM, Customer Satisfaction and Client Loyalty in Indian Real Estate
Ameet Sao, Sagar Mohite, Stuti Jain, Gautam Bapat
Acta Univ. Bohem. Merid. 2022, 25(2):113-125 | DOI: 10.32725/acta.2022.0131867
Real estate goods require high levels of consumer interaction and customer satisfaction to maintain client loyalty. Executives working in real estate must improve client experience by providing superior services due to fierce competition. The present study used Chai Song (2013) CRM model to investigate relationship. Customers from various sites provided a total of 222 replies to a well-constructed questionnaire to ascertain the link between the researched variables. The data were assessed using SPSS-21 and Structural Equation Modeling (SEM) to ascertain the relationship between the components. The data analysis showed that, at a 5% level of significance,...
Examining Asymmetric Volatility Dynamism of Returns in the Infrastructure Sector in India during Covid 19: - A application of GARCH Models
Meena Sharma, Sunita
Acta Univ. Bohem. Merid. 2022, 25(2):126-137 | DOI: 10.32725/acta.2022.0142116
Due to global shut down of economic activities and transportation, the infrastructure sector has to see a halt in operations due to disruptions in supply chain, impacting international investors as they became cautious of their investment position. The study is aimed at modelling the volatility of the returns in the infrastructure sector in India using S&P BSE Infrastructure Index during Covid-19 by applying univariate stipulations of the GARCH family of models such as GARCH (1,1), EGARCH (1,1), MGARCH (1,1). The study found the presence of asymmetric effects indicating that the arrival of Covid 19 news created more turmoil in the market. Also,...
Application of RBV Theory in Business Management – A Bibliometric Analysis
Mohit Rishi, Prasoom Dwivedi, Avishek Ghosal
Acta Univ. Bohem. Merid. 2022, 25(2):138-161 | DOI: 10.32725/acta.2022.0152474
A firm’s primary objective is how to gain competitive advantage over other firms in their segment. Resource based view has been a theory which is being used by many firms to gain competitive advantage. Through this paper we tried to make a holistic attempt to comprehend application of Resource based view theory in area of business management and accounting. 1741 articles were abstracted from Scopus database. The paper is, divided into two half. Bibliometric analysis is, performed in the first half to show the most productive states/regions and co-citation by different authors. Content analysis is, conducted to pinpoint the articles that have...
Corporate Social Responsibility and Customer Satisfaction: Role of Artificial Intelligence
Richa Sharma
Acta Univ. Bohem. Merid. 2022, 25(2):162-174 | DOI: 10.32725/acta.2022.0162429
Every corporation for maintaining long- term customer relationships in terms of customer retention and loyalty, certainly considers customer satisfaction as one of its major objective as it not results into retaining the customers who generate the revenues but also supports the business firms to relieve their social obligations towards the customer segment of the society. To remain economically and socially viable, every firm is looking forward to incorporate the customer satisfaction in its Corporate Social Responsibility (CSR) agenda so as to achieve the objective of enhanced customer satisfaction. The rapid advancement in Artificial Intelligence...
Understanding the Impact of COVID-19 on the Volatility Dynamism of Brics Stock Market
Meena Sharma, Sunita
Acta Univ. Bohem. Merid. 2022, 25(2):175-186 | DOI: 10.32725/acta.2022.0171480
The current study is aimed at examining the impact of COVID-19 on the volatility of stock market returns in the BRICS economies known as trading partners. Due to the pandemic situation all over the world, it had influence on the working of the stock markets as the investors were vigilant of their investment position. Since the World Bank declared the first confirmed case of covid-19 on 31st December 2019, hence the daily data of the stock indices of the each of the BRICS economies has been fetch ranging from 1st January 2020 to 31st march2021. The impact of Covid-19 has been studied by taking the number of daily Covid-19 cases in the respective economies....